LOAN REPAYMENTS
ANZ Plus, 2022-2023
I designed the ability for customers to self-service their loan repayments, removing the wait and giving them direct control.
Problem
The old process worked, but slowly. ANZ Plus wanted better: a home loan that changes with you, and gives you the financial literacy to make informed decisions along the way.
Loan Repayments
ANZ Plus Everyday
Alex Summers
011000 103847581
$254.72
ANZ Plus Growth Saver
Alex Summers
011000 103847592
$4,342.00
ANZ Plus Flex Saver
Alex Summers
011000 106787585
$2,116.07
You may get ahead by
0 months
How is it calculated?
You may save
$0
From Account
ANZ Plus Growth Saver
Repayment Date
6 Mar 2026
Paid monthly.
Minimum Repayment
$3,057.00
Loan Auto-Repayment
$3,057.00
To cancel auto-repayments, please message a Coach.
How Loan Auto-Repayments Work
Confirm
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Approach
The first release gave customers control over their repayment amount and the account it was paid from. Date and frequency controls followed once the underlying capability existed. A calendar with complex selection rules needed to work for screen reader users too, so a selection wheel was used, which also supported older iOS versions.
The calculator
To help customers make informed financial decisions, a repayment calculator was added showing how much time and money they could save over the life of their loan by making extra repayments.
Loan Repayments
You may get ahead by
0 months
How is it calculated?
You may save
$0
From Account
ANZ Plus Growth Saver
Repayment Date
6 Mar 2026
Paid monthly.
Minimum Repayment
$3,057.00
Loan Auto-Repayment
$3,057.00
To cancel auto-repayments, please message a Coach.
How Loan Auto-Repayments Work
Confirm
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Changing the repayment date
Customers can change their repayment date and frequency. The minimum repayment recalculates immediately. ANZ Plus normalises the amount across frequencies, so the financial outcome is the same whether customers pay monthly or fortnightly.
We may adjust your auto-repayments to cover your new minimum.
Confirm
Your New Minimum
We’ve recalculated your minimum repayments based on your changes.
Current Minimum
$3,057.00
monthly
Updated Minimum
$1,555.00
fortnightly
Confirm
From Account
ANZ Plus Growth Saver
Repayment Date
6 May 2025
Paid monthly.
Minimum Repayment
$3,057.00
Loan Auto-Repayment
$3,057.00
To cancel auto-repayments, please message a Coach.
How Loan Auto-Repayments Work
You may get ahead by
0 months
How is it calculated?
You may save
$0
Confirm
Frequency
Monthly
Starts
6
August
2026
August 2026
MON
TUE
WED
THU
FRI
SAT
SUN
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Repayment dates on a public holiday will pass onto the next available business day.
Loan Repayments
Considering joint loans
In joint home loans, a co-borrower can choose to make repayments from a joint account or their own personal account. If they pay from a personal account the other party doesn't have access to, those amounts are hidden to protect their privacy.
Loan Repayments
ANZ Plus Everyday
Alex Summers
011000 103847581
$254.72
ANZ Plus Growth Saver
Alex Summers
011000 103847592
$4,342.00
Joint ANZ Plus Everyday
Alex Summers
011123 101245681
$9,473.55
Joint ANZ Plus Growth Saver
Alex Summers
011123 543217592
$23,967.23
ANZ Plus Flex Saver
Alex Summers
011022 979746212
Hidden
You may get ahead by
-
How is it calculated?
You may save
-
From Account
Partner's Account
Repayment Date
6 Mar 2026
Paid monthly.
Minimum Repayment
$3,057.00
Loan Auto-Repayment
$3,057.00
To cancel auto-repayments, please message a Coach.
How Loan Auto-Repayments Work
Confirm
The team
Other ANZ Plus works
Information architecture
Structural foundation for home loans, 2022
Loan progress, estimated time saved
Delivered 2024
Offset accounts
Delivered 2024
Managing property use
Delivered 2025